Lendable
Get funds quickly with Lendable: flexible terms, fair rates from 8.1% to 48.9% APR, and a 100% online, secure process without impacting your credit score.
Lendable offers a compelling online personal loan experience designed for convenience and transparency for those in Brazil looking for quick, hassle-free credit. Borrowers can apply for amounts between R$6,000 and R$190,000, repayable over a period of one to five years. Interest rates range from 8.1% to 48.9% APR, with the loan process being entirely online, secure, and without upfront fees. As an independent reviewer, I highlight that Lendable shows your personalized rates before you apply, so checking your offer won’t affect your credit score.
Step-by-Step: How To Apply
- Choose your desired loan amount and repayment period (from 1 to 5 years).
- Submit basic information online to see your quote instantly.
- Review the terms, interest rates, and representative example provided.
- Accept the offer and provide any additional documentation if prompted.
- Once approved, funds are typically released on the same day.
Advantages of Lendable Personal Loan
Lendable’s process is fast—often disbursing approved funds within hours of acceptance, making it ideal for urgent needs. You can check your personalized rate without risk to your credit score, ensuring full transparency upfront.
The service is fully digital and paperless, allowing you to manage the entire process from your device. Lendable maintains a strong reputation with thousands of positive customer reviews and is authorized and regulated for security and peace of mind.
Potential Disadvantages
Interest rates may be higher for applicants with limited or fair credit, so not everyone will qualify for the lowest advertised rates. In some cases, a loan fee is included in the total repayment amount.
Additionally, all communication and documentation are online, which may not suit those preferring face-to-face interaction or who are less comfortable with digital tools.
Our Verdict
Lendable is an excellent choice for those seeking a rapid, transparent online loan solution with flexible terms. The platform stands out for showing rates without affecting credit score and providing instant decisions. Consider the total repayment cost, but overall, this is a strong, trustworthy option for borrowers in Brazil.
