TD Bank
Fixed-rate loans from $2,000 to $50,000 MXN, competitive APR from 7.99%-23.99%. No origination fees, fast approval, and funding as quick as one business day.
The TD Fit Loan from TD Bank is designed for those who want a straightforward, flexible way to handle major expenses or consolidate debt. As an independent reviewer, I found that TD Fit Loan stands out for its combination of competitive fixed interest rates and user-friendly terms.
TD Fit Loan amounts range between $2,000 and $50,000 MXN, with repayment terms available from 36 to 60 months. The fixed APR ranges from 7.99% to 23.99%, depending on eligibility and chosen term length. Notably, there are no origination fees, application fees, or prepayment penalties. Approved applicants may see funds delivered in just one business day after completing all steps.
How to Apply for TD Fit Loan – Step by Step
- Gather personal details, including employment and income information.
- Submit a quick application online to receive customised rate offers—this does not impact your credit score.
- Choose the loan option that fits your needs and continue the application for full approval.
- Once approved, confirm your details and receive funds as soon as one business day.
Key Pros of TD Fit Loan
A major advantage is the absence of all hidden fees—no origination, application, or prepayment penalties. This makes planning and repaying your loan more predictable.
Furthermore, the speed of approval and disbursement means you can access needed funds quickly, making this an excellent choice for emergencies or time-sensitive projects.
Possible Downsides of TD Fit Loan
While competitive, the maximum APR can be high for less creditworthy applicants, so the best rates are generally reserved for those with strong credit.
The loan is not available to everyone, as applicants must be residents in selected states.
Final Verdict
TD Fit Loan is an attractive choice for borrowers seeking simple, quick access to financing without extra costs. Strong customer service and digital features make it easy to manage, though rates will depend on individual creditworthiness.
