Avant Money
Get Ireland’s leading fixed APR personal loans from 6.7% on €30,000+, with flexible terms up to 10 years and no early repayment fees. Quick online approval process.
Avant Money stands out in Ireland’s personal loan market with one of the lowest fixed rate offers for loans above €30,000—an impressive 6.7% APR. Borrowers can secure amounts ranging from €5,000 up to €75,000, with loan terms reaching as long as ten years for home improvement or refinance loans. The rates are assigned based on your financial profile and credit score, so you can expect a fair review process. Importantly, all loans feature guaranteed fixed rates, so your monthly repayments remain consistent throughout the life of your loan.
How to Apply for an Avant Money Personal Loan
- Decide on the loan amount you need and select your preferred term (1–10 years).
- Try out the online loan calculator to estimate your repayments.
- Fill in the easy online application form.
- Receive a swift eligibility check and approval in minutes.
- Submit required documents (ID, proof of address, payslips).
- Once verified, funds are transferred directly to your account.
Key Advantages
The standout benefit is the market-leading fixed APR for high-value loans, which provides certainty and helps in long-term budgeting. The absence of early repayment charges means you’re free to clear the balance ahead of schedule without a penalty.
The full application process is digital, making access straightforward for residents across the Republic of Ireland, and customer support is responsive if you have a query.
Potential Drawbacks
The best rates are only available for loans above €30,000—smaller loans come with higher APRs. Loan approval criteria require a good credit profile, so not everyone will qualify for the advertised rate.
Additionally, these loans are unsecured and only available for personal use, not for business investment or house purchase, which could limit options for some applicants.
Verdict
Avant Money’s personal loans are an excellent choice for borrowers looking for a large sum at a very competitive fixed interest rate, with predictable repayments and no early redemption penalties. It’s a smart move for those seeking stability and transparency—but you’ll need a good credit profile to secure the lowest rates. Overall, it’s a standout product in the Irish market for eligible borrowers.
