Avant Money Personal Loan
Enjoy APRs from 6.7% for loans over €30,000, fixed rates, no early repayment fees, and flexible 1–10 year terms. Fast online decision for eligible borrowers.
Avant Money offers one of Ireland’s most attractive personal loans, especially for larger amounts. For loans over €30,000, the annual percentage rate (APR) starts from only 6.7%. You can borrow as little as €5,000 and up to €75,000, with fixed rates ensuring predictable payments. Loan terms are flexible, ranging from 12 to 120 months, depending on your needs.
The application process is fully online, requiring proof of identity, address, income, and bank statements. You’ll receive a quick assessment of eligibility and, if approved, funds can be released once documents are verified. The fixed interest rate means no unwelcome surprises, and no early repayment fees add to the flexibility.
How to Apply for Avant Money Personal Loan
- Decide on your desired amount and loan term.
- Use the online calculator to preview repayments.
- Complete the simple application form.
- Submit documentation for proof of income, address, and ID.
- Await approval and receive your funds directly to your bank account.
Pros of Avant Money Personal Loans
One clear advantage of Avant Money personal loans over €30k is the extremely competitive fixed APR starting at 6.7%. This gives peace of mind over the total cost of borrowing.
Avant Money also stands out for offering long loan terms up to 10 years and no early repayment fees, giving borrowers financial flexibility to suit changing circumstances.
Cons to Consider
Eligibility requirements for these low rates can be strict, favouring those with strong credit scores and earnings. Approval isn’t guaranteed for all applicants.
Loans are strictly for personal, not business, use and cannot be secured against a home or for property investment.
Our Verdict
Avant Money’s personal loan is a top contender for anyone in Ireland looking to borrow €30,000 or more. The fixed low rate, transparent process, and flexibility make it a standout choice, provided you meet the criteria.
