Découvrez les prêts personnels
Fixed rates from 7.99% to 24.99% with no fees, fast approval, and flexible terms up to 84 months. Borrow up to R$219.000 easily and securely.
The Discover Personal Loan is an excellent choice for individuals in Brazil seeking a transparent, affordable financing solution. With interest rates starting at 7.99% per year and going up to 24.99%, there are no fees—neither origination nor prepayment nor late payment. You can borrow between R$13.600 to R$219.000, with repayment periods from 36 up to 84 months, allowing genuine flexibility based on your needs and credit profile.
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- Check your eligibility and the rate you qualify for—this does not affect your credit score.
- Review your personalized loan offer and decide if it fits your budget.
- Complete and submit your application online for speedy processing.
- If approved, funds can be sent as early as the next business day.
Principaux avantages
One significant benefit is the absence of any kind of fees—not even late fees—so you keep more of your money. The application is quick, digital, and approvals can come in the same day, making it easy for those who need funds fast.
Additionally, the fixed interest rates assure you predictable payments, simplifying financial planning and debt consolidation. Flexibility in borrowing amounts and terms is another strong positive for this offer.
Possible Disadvantages
Eligibility requirements are strict: you must have a valid US Social Security number and an income of at least US$25,000 per year, which may not suit everyone in BR.
The actual maximum loan is determined by your creditworthiness, and lower credit scores may see higher rates. Also, funds are in USD and exchanged to BRL as applicable.
Expert Verdict
Discover Personal Loans offer strong value for people who qualify: no fees, competitive fixed rates, and fast funding. The maximum flexibility and transparency make it a positive choice for consolidating debts or managing a major purchase, provided you meet the eligibility requirements. Its straightforward online process makes it especially attractive for those who want convenience and security in their borrowing experience.
