Financial Plus Credit Union
Borrow up to $2,000 instantly, no credit check required. Fast approval 24/7, simple online application. Great for emergencies and quick cash needs.
The Ready Now Loan from Financial Plus Credit Union offers a fast solution for unexpected expenses. Applicants can borrow up to $2,000 with no credit check, making it accessible for members needing quick cash. The application process is fully digital and available around the clock.
To be eligible, borrowers must be a Financial Plus member. In addition, there is a $25 processing fee added to the loan, and applicants need to have an average qualifying deposit of over $500 monthly for the last three months. The funds are deposited directly into your account, providing immediate access as soon as you’re approved.
Como se candidatar: passo a passo
First, log in to your digital banking account. Next, select “Buy Now, Pay Later + Ready Now.” Finally, complete the prompts to get your money straight to your account — typically within minutes.
Pros of the Ready Now Loan
This product is especially beneficial if you have poor or no credit history. The application process is fast and can be completed 24/7, which removes traditional waiting periods. Funds are available immediately after approval to help handle emergencies without delay.
Cons of the Ready Now Loan
Only current members of Financial Plus can apply. There is also a processing fee and a minimum deposit requirement. The loan amount is relatively small, capped at $2,000, which may not cover larger emergencies. Additionally, you are limited to having only one Ready Now Loan at a time.
Verdict: Is the Ready Now Loan Right for You?
If you need a small, short-term cash boost and don’t have great credit, the Ready Now Loan is worth considering. The fast 24/7 application, no credit check, and direct deposit make it a practical option for immediate needs. Just be sure to weigh the fees and requirements before applying.
